A month ago we finished a whole-house rewire on a three-bedroom in San Pablo. 1,500 square feet. Built in the 1940s. Knob-and-tube in the attic, cloth-wrapped branch circuits feeding the bedrooms, a Federal Pacific panel carrying the whole load. The family stayed in a rental for three weeks while we ran new romex through every wall. Final number: $21,000, including the panel, the subpanel, all the circuits, outlets, switches, and the permit.
That is a real job. Every number in this guide comes from a job we actually did, or a job we have quoted in the last six months. No industry averages. No "it depends." If it depends, we tell you what it depends on and what the range is.
West Contra Costa has its own electrical problems. Richmond and San Pablo carry a lot of pre-war housing stock. Pinole and Hercules are mostly 1950s to 1970s tracts. El Cerrito sits in the middle. What these cities share is that the wiring in a lot of these homes is older than most of the people living in them — and that is the market we serve.
Why the jobs we see here skew older
Every city has a wiring vintage, and west Contra Costa's is older than most. North Richmond and the Iron Triangle have housing stock from the 1910s and 1920s. San Pablo is heavy on 1940s war-era tract. Pinole's older neighborhoods run 1950s to 1960s. Hercules is mostly 1970s. El Cerrito is a mix of pre-war craftsman and mid-century ranch. Crockett is its own world — 1890s waterfront sitting next to 1920s worker housing.
What that means in practice: we see knob-and-tube in about one in four Richmond homes we walk. We see Federal Pacific Stab-Lok panels in most pre-1980 houses. We see old cloth-insulated romex in the bedrooms of homes that never had a proper rewire. We see aluminum branch wiring in a small but real share of 1965-1973 houses. Every one of those is a known safety issue, a known insurance problem, or both.
The other thing about west Contra Costa is that a lot of homeowners here have owned their house for decades. The wiring was fine when they moved in, nobody has touched it, and now they are looking at a 2026 insurance renewal letter or a new EV that needs a charger, and the question is what do I actually have to do. That is the conversation this guide is written to support.
Whole-house rewires: what a $21,000 San Pablo job actually looks like
The San Pablo job we finished a month ago is the cleanest example of what a rewire looks like in this county. Here is what that $21,000 number actually bought.
Full whole-house rewire, 1940s pre-war tract home
New 200-amp main panel. New subpanel for the kitchen and laundry loads. New romex to every outlet and switch in the house, replacing knob-and-tube in the attic and cloth-wrapped branch circuits in the walls. Modern grounding throughout. Permit pulled with City of San Pablo, passed rough and final inspection. Family stayed in a short-term rental during the three weeks of work. Finish patch-and-paint was a separate trade.
The reason a rewire lands at $21,000 for 1,500 square feet and not $12,000 is that rewiring is slow, labor-intensive work. The panel is maybe ten percent of the cost. The bulk is pulling wire through walls you cannot open up, fishing it through top plates and fire blocks, re-terminating every outlet and switch, and leaving the house ready for the drywall trade to patch where we had to open it.
Whole-house rewire — west Contra Costa 2026
Real numbers on jobs we have done or quoted in the last six months.
- 1,500 sqft · 3 bed / 2 bath · family relocates Benchmark: San Pablo job above, priced the same across our coverage area~$22,000
- 1,500 sqft · 3 bed / 2 bath · family stays in home Slower work around furniture and occupied rooms$24,000–$26,000
- 2,000+ sqft · more rooms / second story Scales with outlet count and vertical runs$28,000–$38,000
- Partial rewire (kitchen + baths only) Skip the bedrooms if they already read modern on the walk-through$8,000–$14,000
Prices do NOT include drywall patch, paint, or flooring restoration. Those are separate trades — we leave a clean work area, but we do not finish it.
The rewire timeline
What 2–3 weeks of actual work actually looks like on site.
- 1Walk-through + quote Day 1
We walk every room, open the panel, open at least one outlet in every area to see what is behind the walls. We leave with photos and a scope. You get a written line-item quote within 48 hours.
- 2Permit submission Week 0
We pull the electrical permit with your city. Most west Contra Costa cities turn it around in about a week.
- 3Rough-in Week 1–2
New romex pulled to every outlet, switch, and fixture. New home runs back to the panel and subpanel. Boxes mounted. Wire labeled and terminated.
- 4Panel + subpanel install Day 10–12
Main panel upgraded to 200A, subpanel installed where the design calls for it. PG&E schedules the meter cut-over.
- 5Rough inspection Day 13–14
Inspector signs off on the wiring before it gets covered. We do not close anything up until this passes.
- 6Trim-out Week 3
Outlets, switches, plates, fixtures installed. Everything tested and labeled.
- 7Final inspection + sign-off End of week 3
Inspector returns for the final walk. Permit card closes. You get the paperwork for your insurance file.
The 200A panel upgrade — and why PG&E distance decides your quote
A panel upgrade is the most common job we do. Every week we walk a house where the existing panel is a 100-amp Federal Pacific or a 60-amp stab-lok on the side of the garage, and the homeowner wants to run modern appliances, maybe charge a car, and keep their insurance. The fix is a 200A service upgrade.
The thing nobody explains is that a 200A upgrade in west Contra Costa is not one price — it is three. Which tier you land in depends on a single variable: how far your panel is from the utility drop.
200A panel upgrade — pricing tiers 2026
Distance-from-PG&E is the biggest single driver of your quote.
- Panel within 10ft of PG&E drop Straight service change. Most common on newer tract homes where the panel is already in the garage$5,000–$6,000
- Panel 10–30ft from drop, or multiple pipes Extra conduit, extra wire, relocation work. Typical for pre-war homes with interior panels$7,000–$8,000
- Panel beyond 30ft (PG&E must approve) Long run, possible engineering review. Rare but real on larger lots$10,000–$12,000
Every quote includes the permit, new grounding, a new meter base, and PG&E coordination. No off-brand breakers — Siemens or Square D only.
On a Richmond job with the existing panel already in the garage and a 6-foot service drop, the quote comes in at $5,000 to $6,000. On an El Cerrito pre-war where the old panel is inside a hallway closet and has to move outside to meet code — 25 feet of new conduit, new grounding rods, patch-up on the wall — we land at $7,500 to $8,000. On a larger San Pablo lot where the service has to cross 40 feet of exterior wall, with PG&E requiring engineering approval on the longer run, the number can reach $10,000 to $12,000.
Level 2 EV chargers: the Pinole and Hercules pattern
EV chargers are the single fastest-growing job category in west Contra Costa. We see them most in Pinole and Hercules — newer tract housing, two-car garages, families that just took delivery of an EV and need the charger installed before the car arrives or the week after.
Pricing on a Level 2 install is also distance-driven, same as the panel upgrade, but the tiers are tighter.
Level 2 EV charger install — west Contra Costa 2026
60A fast chargers. 40A chargers run about 15% cheaper across every tier.
- Charger location within 10ft of panel Garage-mount next to an existing panel. Fastest jobs — 1 day on site$1,500–$2,000
- 10–30ft run Conduit across the garage or through a wall. Still 1 day on site$2,000–$2,500
- Beyond 30ft — requires inspection Long runs get load calcs and often trigger a panel reviewQuote after walk
40A chargers (32A continuous draw) fit a lot of 100A panels. 60A chargers (48A continuous) usually force a panel upgrade first. We tell you which one you need during the walk-through.
EV charger install — day-of
- 1Site survey 30 min
Confirm panel capacity, mark the charger location, measure the run.
- 2Conduit + wire 2–4 hrs
Run 6/3 or 8/3 through conduit from panel to charger location. Mount the whip and receptacle.
- 3Breaker + charger 1 hr
New 60A or 40A two-pole breaker at the panel. Hardwire the charger or mount the NEMA 14-50 receptacle.
- 4Test + label 30 min
Energize, test, label the breaker, hand off the charger manual and the charger warranty paperwork.
Recessed lighting without tearing the ceiling apart
Recessed lighting pricing is the one place most homeowners get a quote they do not understand the math of. The base number is simple: $250 per can. A typical room — four recessed lights plus a dimmer on a wall switch — lands at about $1,200.
The reason two quotes for the same room can look wildly different is almost always attic access. If we can drop wire from the attic into the ceiling, the job is clean and fast. If there is no attic access — a two-story ranch, a finished second floor, a flat-roof addition — we have two choices: open channels in the ceiling and wall to route the wire (more drywall work, more paint), or run exterior conduit down the outside of the house (ugly). Either way, the price climbs.
What pushes a recessed lighting quote up
- No attic access above the room The single biggest multiplier. Expect $100–$150 more per can in labor.
- Premium fixtures vs. generic A $60 can light with a 5-year warranty and warm-white color match reads differently than an $8 cheap unit. We show you both options before you pick.
- Dimmer quality A $40 smart dimmer with an app is $40 more than a $5 rotary dial. Small line item but it adds up across a whole house.
- Ceiling type Drywall ceilings are fast. Plaster ceilings are slow — we have to drill clean holes without cracking the plaster.
- Odd fixture counts Six cans cost less per can than two cans because the setup, the permit, and the scaffolding are the same. Ask about "a few more while we are here."
What your electrician will not volunteer
Three hidden costs catch homeowners on almost every job if nobody warns them. All three are real, all three are avoidable if you know to ask, and none of them show up on a standard quote.
The three surprises to budget for
- 01 Finish materials can blow the budget Sconce lights, premium dimmers, designer switch plates, and high-end breakers can cost what the wire itself cost. Our bids use mid-solid quality. If you want pro-grade finishes, tell us up front so we can price them — do not get to the end of the job and find out the sconces you picked out cost $1,200 more than the ones in the quote.
- 02 Concrete slab under new service Code requires a hard surface under a new service panel if one does not already exist. In a lot of Richmond and San Pablo homes where the old panel was mounted over dirt, that means the client hires a concrete sub separately to pour a small pad before we install. Not huge money — a few hundred dollars — but a real surprise if you were not expecting it.
- 03 Structural walls and beams you cannot drill through Rare but it happens — a load-bearing beam sits exactly where we need to run wire. The workaround is a long rerouting path through a cleaner route. On a rewire this can add a day of labor. We flag it on the walk-through when we see it coming.
Permits across West Contra Costa — which cities are faster
West Contra Costa is one of the easier counties in the Bay Area to pull residential electrical permits in. None of the cities here are as busy as Oakland or Berkeley, the queues are shorter, and most jurisdictions turn around a standard residential electrical permit in about a week. That is the baseline across Richmond, San Pablo, El Cerrito, Pinole, Hercules, Albany, El Sobrante, and Crockett.
The permit is the fast part. PG&E is the bottleneck. Any job that requires PG&E to cut the meter — every panel upgrade, every service change — has to wait for their scheduling department, and their schedule is independent of the city's. On a typical job, PG&E shows up a few weeks after the permit is approved. On a worse job, we have waited months. We had one west Contra Costa job where PG&E took eight months from permit approval to the actual meter pull — that is the outer edge, not typical, but it has happened and it is worth knowing before you sign anything.
Three questions to ask before you sign anything
The single biggest mistake we see homeowners make in this county is going with the cheapest quote from an inexperienced contractor. The second biggest is not checking whether the person bidding the job is actually licensed to do it. Both are avoidable with three questions.
Ask every electrician these three
- 01 Can you explain how a three-way switch works? Basic filter. Any licensed electrician can explain it in 30 seconds. If the person bidding your job cannot, they should not be inside your walls.
- 02 How many inspections does this project need to finalize? For residential electrical, the honest answer is almost always "rough and final" — two inspections. An electrician who hesitates, says "just the one at the end," or cannot commit to an answer is telling you they do not pull permits. Walk away.
- 03 What is your CSLB license number? California contractor licenses are public record at cslb.ca.gov. You can verify in 30 seconds. If someone hedges on this question, they are unlicensed — which means no insurance, no bond, and no recourse if the work burns your house down. Every quote we hand out has our license number on it: CSLB #1062166.
What happens when you call us
Start with a phone call. We schedule a walk — no deposit, no charge, no pressure. On the walk we open your panel, open a couple of outlets, look at the service drop, look at the grounding, ask what you are trying to solve. That is when we can tell you, honestly, what the right job is and what it will cost.
You get a written line-item quote the same day or the next. Everything priced out — labor, material, permit, PG&E coordination, inspection — with nothing buried. If you want to compare bids, take ours and go get others. We think that is healthy. We price what we price because that is what the work costs to do right.
Let us walk the job before you sign anything.
No deposit. No pressure. Every job performed under CSLB #1062166. Serving Richmond, San Pablo, El Cerrito, Pinole, Hercules, Albany, El Sobrante, and Crockett.